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Whatsapp will soon allow its users to instantly transfer money via UPI
10 August 2017, 02:07 | Justin Tyler
WhatsApp’s UPI payments feature has been spotted on the beta version of the Android app
Also, it is mentioned in the official WhatsApp Payments section for Android which is still in the hidden section.
According to a blog website WABetaInfo, Whatsapp is getting close to integrate bank-to-bank payments on its platform.
Earlier a PTI report had indicated that WhatsApp will likely get UPI integration before Facebook Messenger.
"As far as Whatsapp is concerned, discussions have commenced..." However, the final approval will have to come from RBI.
Earlier, The Ken had reported that WhatsApp was planning to launch mobile payments within the next six months.
With this payments feature, WhatsApp users can initiate direct bank to bank UPI transfers from the chat app itself. Facebook's Messenger already has a peer-to-peer payments and this was introduced in 2015, though this option is limited to the US. So, the transfer will be instantaneous because of UPI which works on IMPS protocol.
Next WhatsApp step, that should be available when all business services will be released for all users, will be payments. It is worth noting that WhatsApp has more than 200 million users in India.
Interestingly, India's leading mobile wallet app Paytm, just a few weeks ago announced its decision to introduce a messaging feature on its platform as WhatsApp is introducing payments feature.
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